How to Raise Your Credit Score: Move to financial first class and have lenders beg for your business! (Smart Money Blueprint) Paperback – May 25, 2015

Full disclosure, my credit score has taken more beatings over the years than a Mike Tyson boxing opponent, an old rug and a the bottom of a marathon runner's shoes, COMBINED! I've had everything from a stellar rating, as well as a almost flatlining credit score. My low credit was a combination of life changes and poor decisions. I had to suffer through trial and error and a lot of disappointments, higher interest rates and rejections as a result of low credit scores.Had I had this book I would have sped up the re-building of my credit by a factor of 2x or more! This is a no-fluff, to the point and advice filled book. If you follow Avery's advice you can make your good credit score better OR pull your "virtually dead" credit score up from the ashes.I learned so much from this short book that I've bought copies for my three sons and am going over it with my 15-year old daughter, so she's prepared for the future. For example in the "12 Things That Might Be Lowering Your Credit Score" chapter I learned the right way to check my credit score without actually lowering it! If I ask my banker to check my score, for any reason, then it's considered a hard inquiry and my credit score goes down some! WHY DIDN'T I KNOW THIS BEFORE! There are so many other nuggets, myths broken and knowledge bombs throughout!The tips throughout the book are like finding a book full of diamonds! I have implemented Avery's tips throughout the "The Best Ways to Maximize Your Credit Score" and it's already reaped benefits of a 20 point jump on my credit score! Your mileage might vary, but it can't help, but get better.The bottom line is that great and correct information on credit and credit scores are one of the most critical items affecting people, whether young or old, rich or poor, male or female. First, buy this book. Second, start implementing the tips today! Third, share this book with your family, children and friends! Fourth, buy Avery's book on Budgeting (click her profile name above to find it)My life is better already for the encouragement and truth in this book. My stress level is lower, my credit score is higher (and going up) and my interests rates are getting lower. All because I read this book and took action. You can too, so do it now!

I really enjoyed reading this book and am excited about the changes I plan to make in my finances. I am so in reach of excellent credit and will use the suggested principles to reach my financial goals

Before reading this book, my knowledge of credit scores was embarrassing. The author explains the many facets of credit scores in a user-friendly way. The way this book is written, you could potentially read it chapter by chapter and pause to put the most recent suggestions into practice. And don't worry about forgetting details of what certain terms mean; as topics are reintroduced, they are also redefined (and explained with examples). She also gives you reputable resources to refer to. It was a surprisingly affordable ebook, took a relatively short time to read, and she has advice/information that can apply to anyone (whether good credit, bad credit, or no credit). I gave it four stars because some of it did become a bit repetitive. I just finished reading it cover to cover, so I may have to update after using her suggestions.

When I read that my credit score was within the 750-850 range, I did not need to read the book. However, this book intrigued me about the way people's credit score is done. Having going through my early years of being a crazy credit card person, finding great deals and transferring them to another one, I now understand how that helped in some way (hahaha). I was curious for young people in how they need to build up their credit score and to my chagrin, it is to do exactly what I did, but just charge for smaller items and paying it off quickly. I also did not know closing credit cards was a bad thing!!! Usually, things about money go through one ear and out the other. This one caught my attention by the way it was written and all the facts and resources. I am so glad I read this book.

I feel like this book could have been summed up completely with a chart. Not super impressed. Skipped through most of the advice as it was common sense.

Wow, what a great book! Even for people like me, who have no credit score! Who are just starting out in their very first jobs. Avery Breyer has NOT forgotten about people like me and my friends. I read his first book, How to Stop Living From Paycheck to Paycheck, and it really helped me with budgeting. This new book of his is helping me obtain a "credit score" (and game the system!). There's a whole chapter for newbies on how to establish a credit score! Why do we need one? Avery Breyer tells us: Because it will help you land a job, your employer will see you have good credit and think well of you! It will help you rent an apartment, the landlord will see you have a better credit score than the other applicants! It will help you get credit cards! It will help you get "preferred customer" cards at stores like Bloomingdales (which give you points for future purchases! which will save you money!) And it will even help me buy a car someday! Every time I read a Avery Breyer book I learn so many great tips and techniques! Which is helping me become successful with money! Thanks, Mr. Breyer! I can't wait for your next "Smart Money" book!!!!!

This is an important book on a topic that too few know enough about. It shows you how to build and maintain your credit score and explains why this is important. The author cuts through the noise of information that you may find on the Internet and tells you straight up what you need to know and she does so in a very conversational, easy-to-read manner. I especially like the tips of how you may be unknowingly lowering your credit score - I had no idea! So useful. I highly recommend to anyone.

Life is getting serious for my wife and I. Baby on the way, looking into getting a car (we've always lived downtown, so never needed on before), changing career and -yikes- buying a house. We went from carefree to in debt... As a result, I bought Avery's first book and loved it, and now got her second title in the Smart Money Blueprint series. Awesome stuff and some really, really useful tips! I cannot recommend this book (and series) enough.

Another great book in the Smart Money Blueprint series by Avery Breyer. So many excellent suggestions to raise your credit score and keep it elevated making life a whole lot easier!

Good for people starting their life with credit. Also, for other who made financial mistake in life. From 0 to 100 years old.

I learnt a few pointers