How to Be Debt Free: A simple plan for paying off debt: car loans, student loan repayment, credit card debt, mortgages, and more. Debt-free living is ... Finance Books) (Smart Money Blueprint)

If you're looking for a simple and effective way to get your financial life in check, this is for you. Whether you're older or middle-aged or a youngster starting out in the world of credit and financial stability, this will be the book that will get you there. I've definitely had my financial heartaches over the years, and this would've been awesome to have. The guidance on insurance is really a must, especially for the young people. I lost my husband at a very young age and we had no life insurance which put me in position to file bankruptcy. Yes, I made it through and rebuilt my credit, but life sure could've been easier had I taken some steps of stability early on. A great read and easily understood.

I appreciate some thoughtful and insightful descriptions of increasing and managing debt and net worth. It would have been nice to have fuller explanations from further research, but very well written! Thanks!

Very helpful! Easy reading and understandableb

While there is some decent information in the book, it's mostly based on opinions and selective math that only tells one side of the story.There are a lot of one size fits all "you ought' and "you should".In my opinion the book lacks in teaching people the one basic premise which is control of your money. For instance it states to only get a 15 year mortgage, forcing the homeowners into larger payments which will be the same month after months regardless of payment amount.Why not suggest getting the 30 year mortgage and making the 15 year payment to achieve the same result. This allows control if you need to drop your monthly payment down to the 30 year rate without having to contact the bank.There are several other incidents in which this is the case.Who is this book for...Anyone completely lost in their finances or just starting their financial journey. Just remember to be a student and not a follower.Who should pass it by....Anyone who has read Dave Ramsey or followed him for more than a month. This book is a shortened version of Dave's principles with a few added components.In summary, there is a lot of decent information in this book, most of it I agree with. The reasoning and logic behind it is biased and could cause faulty thinking impacting future decisions in an unintended way.If you read this book look at both sides and don't take what the author says at face value. I guess that statement could be made for any book, but it definitely applies here

I've racked up way too much debt over the years. While there is a lot of information available for free online, what the author does is provide an abundance of concise material that paves the way to becoming debt free. For the very low price of this Kindle book I have gained an amazingly helpful guide that offers me hope to succeed in my plans to pay off all of my debts. Not only that, but the author provides other helpful links and information if you choose to receive it. I sent the author a couple of e-mails and she replied in kind. The author is a terrific teacher who truly cares about her students. If you are in search of helpful information in order to become debt free, then get this book.

Great Book and great examples to combat debt. The steps to make a difference are simply laid out. Thank you for this book.

Love the details,examples and tips. I learned a lot and even started some of my goals...this is my second book I've read by Avery Breyer and I appreciate her for creating these books for people like me

The author depicts the best choice to get rid on our debts and the roadmap to build financial stability. I recommend it 100%

Thank you so much for making this book.I've learned a few great tips and tricks to lower and soon eliminate my debtCheers

Very informative and concise with excellent actionable plans to remove debt from your life.Actions explained are measurable and calculation to achieve your goals.

Your road to wealth starts here dispels the myths around money and debt, cutting across a range of topics that affect us all, including the real cost of going into debt to finance purchasing a home, buying furniture, taking a holiday, buying a car (or leasing a car)! Avery addresses these all-important issues with clear, concise examples that show the math so it’s in black and white for all to see. Avery explains the difference between good debt and bad debt and gives you the criteria you can use to distinguish between the two! Avery makes it clear – credit card debt is rotten and needs to go - and she shows you how! Avery helps you work out whether your mortgage is good or bad debt, and if it is the latter, she helps you transform your mortgage into the good stuff to make sure your mortgage is working for you. Avery shows how, with the right attitude and goals, you can choose the right “pay off plan” to save you tonnes of money! She gives you the 3-step secret recipe for success using S.M.A.R.T. goals and also explains some of the little known facts about debt consolidation, which might come as a surprise because it’s not always as good as it seems at first glance and if you read through to the very end you’ll discover why!

Fantastic book with a lot of good info! Highly recommended

Practical and easy to understand, this book could be life changing for those of us with debt or those who just want to manage their money better, as I do.